FNMNT Deliquencies

FNMNT Home | Delinquencies | Charge-offs | Finance Charge Yield | Payment Rate

Delinquency Percentage: 30+ Days By Vintage Segment as of 12/31

	As of 03/31	Performance Year
	2008	2007	2006	2005	2004	2003	2002	2001
2008 Originations
2007 Originations	0.44%	0.12%
2006 Originations	1.39%	0.84%	0.06%
2005 Originations	2.47%	2.02%	0.67%	0.03%
2004 Originations	2.87%	2.57%	1.11%	0.07%
2003 Originations	4.07%	4.00%	3.28%	3.41%	4.56%	1.24%
2002 Originations	4.92%	4.63%	4.84%	5.19%	5.91%	3.32%	1.39%
2001 Originations	4.15%	4.32%	4.38%	3.02%	4.04%	4.80%	1.90%
2000 Originations	4.74%	5.17%	5.14%	6.03%	6.62%	6.51%	5.31%
Pre 2000 Originations	3.56%	3.78%	3.89%	4.63%	4.90%	5.19%	4.65%	4.98%

The delinquency percentage for any vintage segment is calculated by dividing delinquent receivables by total credit card receivables for each vintage segment.

The delinquent receivables are the total receivables which are 30 or more days past due at the end of each performance year.

The static pool information includes data for accounts from (i) the beginning of the year in which the account is added to FNMNT if the account was originated in a prior year or (ii) the date of origination of the account if the account is added to FNMNT during the year it was originated. Historical data as presented in prospectuses for FNMNT includes data for accounts from the beginning of the month they are added to FNMNT. Therefore, the historical data presented in FNMNT prospectuses and the static pool data are not directly comparable with respect to this data.